Here’s a professionally written Terms and Conditions page for your personal finance planning site, Switch My Wealth. You can customize details like your company name, address, contact info, and governing law as needed.
Last Updated: October 28, 2025
Welcome to Switch My Wealth (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website [www.switchmywealth.com] (the “Site”), our tools, applications, and any related services (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
1. Eligibility
You must be at least 18 years old to use Switch My Wealth. By using the Site, you represent and warrant that you have the legal capacity to enter into these Terms.
2. Our Services
Switch My Wealth provides personal finance planning and management tools, including calculators, budgeting assistance, financial goal tracking, and related educational content.
We are not a financial advisor, investment broker, or licensed financial institution. All information provided through our Services is for educational and informational purposes only and should not be considered financial, investment, legal, or tax advice.
3. User Accounts
To access certain features, you may need to create an account. You agree to:
Provide accurate, current, and complete information.
Keep your login credentials secure.
Notify us immediately of any unauthorized use of your account.
We reserve the right to suspend or terminate your account if you violate these Terms.
4. User Responsibilities
You agree not to:
Use the Services for any unlawful purpose.
Attempt to interfere with the operation or security of the Site.
Post or transmit any malicious code, spam, or offensive content.
Reproduce, copy, or resell any part of our Services without permission.
5. Intellectual Property
All content on Switch My Wealth—including text, graphics, logos, design, and software—is the property of Switch My Wealth or its licensors and is protected by intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes only.
6. Privacy
Your privacy is important to us. Please review our [Privacy Policy] to understand how we collect, use, and protect your personal information.
7. Third-Party Links
Our Site may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of any third-party sites. Accessing such sites is at your own risk.
8. Disclaimers
The information provided on Switch My Wealth is for general informational purposes only.
We make no guarantees about the accuracy, reliability, or completeness of any information or tools provided.
You use the Services at your own risk.
Switch My Wealth shall not be liable for any financial losses, damages, or decisions made based on information provided through our Services.
9. Limitation of Liability
To the maximum extent permitted by law, Switch My Wealth and its affiliates, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use or inability to use the Services.
10. Indemnification
You agree to indemnify and hold harmless Switch My Wealth, its affiliates, officers, and employees from any claims, damages, or expenses arising from your violation of these Terms or your misuse of the Services.
11. Termination
We reserve the right to suspend or terminate your access to our Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or the Company.
12. Changes to These Terms
We may update these Terms from time to time. The revised Terms will be posted on this page with an updated date. Continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.
13. Governing Law
These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., the United Kingdom / United States / Canada], without regard to its conflict of law principles.
14. Contact Us
If you have any questions about these Terms, please contact us at:
Switch My Wealth
Email: support@switchmywealth.com
Website: [www.switchmywealth.com]
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